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Licensed Canadian broker · Ontario Payday Loans Act License #4741631 APR 31.98% · Repay over 90 to 180 days

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Payday Loan vs Installment Loan in Canada: Which One Actually Costs Less?

Payday loan or installment loan? Compare cost, term, and who they’re built for. With a real $300 example, the installment loan costs…

June 16, 2026
Read more →: Payday Loan vs Installment Loan in Canada: Which One Actually Costs Less?

Short-term loans from $250 to $1,500 through a licensed Canadian broker.

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Canadian Loans

Better Than The Bank is a licensed Canadian broker. Ontario Payday Loans Act License #4741631. Minimum repayment period is 90 days. Maximum repayment period is 180 days. APR is 31.98%. For a $250 loan of 90 days the total payback before administrative fees is $263.00.

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