You might be facing a temporary financial shortfall owing to an emergency or some other kind of urgent need for cash. Payday loans in British Columbia are easy to get thanks to lenders like us at Better Than The Bank.

Let’s look at two of the significant benefits of payday loans and why they might be the best option for you.

No Credit Check

Credit checks often feel like they don’t reflect your ability to repay a loan. For example, you might have a low score because you don’t have debt and have no borrowing history. Banks will treat you that way because you’re an unknown quantity.

At Better Than The Bank, we don’t do credit checks and your borrowing and repaying behaviour with us won’t be added to your credit history either. So instead, we do a simple affordability check but nothing more.

Use The Loan For Whatever You Want

When borrowing from a traditional bank, you usually need to justify to the bank what your loan is necessary for, after which they will decide if they want to lend you the money or not. If the bank deems your need to be frivolous or unimportant, the bank might very well deny your loan.

At Better Than The Bank, we don’t concern ourselves with what you’re using the payday loan money for. You can use it on whatever you like. What you choose to do with your loan is your business. We’re happy to lend you money.

However, generally speaking, payday loans should ideally only be used for emergencies or something urgent.

If you need cash in a hurry but don’t feel the bank would approve a loan for you, then getting a payday loan in British Columbia is possibly the answer. Contact us today to find out how we can help you get the money you need fast!